European Residence Through Qualifying Investment
European Residence Through Qualifying Investment
The Portugal Golden Visa, officially known as the Residence Permit for Investment Activity—ARI, allows eligible non-EU nationals to obtain Portuguese residence through an approved investment.
The programme may suit investors who want:
- Portuguese residence with a low physical-stay requirement
- Schengen travel
- Family inclusion
- The right to live and work in Portugal
- Access to a future permanent-residence or citizenship strategy
- Investment exposure without relocating to Portugal full-time
Portugal’s Golden Visa remains open, but new real-estate purchases and ordinary capital transfers no longer qualify. Current investments must follow one of the legally approved routes and cannot be directed, directly or indirectly, toward real estate.
Current Portugal Golden Visa Investment Options
| Qualifying Route | Minimum Requirement |
|---|---|
| Creation of employment | At least 10 jobs |
| Scientific research | €500,000 |
| Arts or cultural heritage | €250,000 |
| Non-real-estate investment fund | €500,000 |
| Portuguese company and employment | €500,000 plus qualifying jobs |
€500,000 Investment Fund Route
The investment must be placed in units of a qualifying non-real-estate Portuguese collective investment undertaking.
The fund must generally:
- Be established under Portuguese law
- Have a maturity of at least five years when the investment is made
- Invest at least 60% of its capital in companies headquartered in Portugal
- Avoid direct or indirect real-estate investment
€500,000 Company and Job-Creation Route
The applicant may invest at least €500,000 in:
- Establishing a Portuguese company and creating five permanent jobs; or
- Increasing the capital of an existing Portuguese company while creating at least five permanent jobs; or
- Maintaining at least ten jobs, including a minimum of five permanent positions.
The qualifying employment conditions must generally be maintained for at least three years.
Important: Buying a house, apartment, hotel unit or other Portuguese real estate does not qualify a new Golden Visa applicant
Main Benefits of the Portugal Golden Visa
Successful applicants may:
- Live and work in Portugal
- Travel within the Schengen Area
- Include eligible family members
- Maintain residence with limited time in Portugal
- Renew the residence permit while maintaining the qualifying investment
- Apply for permanent residence when eligible
- Pursue Portuguese nationality after meeting the current legal requirements
The initial ARI residence permit is currently valid for two years and may be renewed for further two-year periods while the investment and other conditions remain satisfied.
Minimum Stay Requirement
The Portugal Golden Visa is attractive to internationally mobile investors because it does not require full-time residence.
The minimum stay is generally:
- Seven days during the first year
- Fourteen days during each subsequent two-year period
The days may be consecutive or accumulated over separate visits.
General Eligibility Requirements
Applicants must generally:
- Be nationals of a country outside the EU, EEA, Andorra and Switzerland
- Complete an approved investment
- Maintain the investment for the required period
- Demonstrate lawful source of funds
- Transfer the investment capital through compliant banking channels
- Hold a valid passport and lawful Schengen entry status
- Meet criminal-record and security requirements
- Complete biometrics in Portugal
- Pay the applicable AIMA charges
The qualifying investment must normally be maintained in Portugal for at least five years.
Can Your Family Be Included?
Eligible family members may generally include:
- A spouse
- Minor or dependent children
- Unmarried dependent adult children who are studying
- Dependent parents of the applicant or spouse
- Minor siblings under legal guardianship in qualifying circumstances
Portugal’s current family-reunification rules contain specific provisions for family members of ARI residence-permit holders.
Portugal Golden Visa Application Process
Step 1: Select the Investment Route
Compare the legal structure, risk, liquidity, expected holding period and costs of each qualifying option.
Step 2: Complete Due Diligence
The investor should verify:
- Fund or business structure
- Regulatory status
- Investment terms
- Management charges
- Exit conditions
- Job-creation obligations
- Source-of-funds requirements
- Tax consequences
Step 3: Obtain Portuguese Documentation
This may include:
- Portuguese NIF
- Portuguese bank account
- Criminal-record documents
- Certified translations
- Powers of attorney
- Family civil-status documents
Step 4: Complete the Investment
The qualifying funds must be lawfully transferred and properly documented.
Step 5: Submit Through the ARI Portal
The investor and accompanying family submit the application and supporting documents through Portugal’s official ARI system. The portal also facilitates fee payment and scheduling with AIMA.
Step 6: Attend Biometrics
The principal applicant and qualifying family members attend the required AIMA appointment in Portugal.
Step 7: Receive and Renew Residence Cards
The residence permit must be renewed while the qualifying investment and other legal requirements remain satisfied.
Permanent Residence and Citizenship
Golden Visa residence may contribute toward eligibility for Portuguese permanent residence, subject to the applicable residence, language, criminal-record and other requirements.
Applicants should be cautious of websites and sales agents still advertising citizenship automatically after five years. Under the current Portuguese Justice Ministry guidance, ordinary nationality eligibility based on legal residence generally requires at least 10 years of legal residence, together with Portuguese-language and other statutory requirements. Citizenship is not automatic and the rules may change again
Caribbean Citizenship Application Process
Portugal-Based Legal Support
Superior Consulting works with a Portugal-based lawyer firm that handles Portugal-related legal and procedural work for our clients.
Depending on the agreed scope, the Portuguese legal team may assist with:
- NIF and local documentation
- Bank-account coordination
- Investment legal review
- Fund or corporate due diligence
- Powers of attorney
- ARI application procedures
- Family documentation
- Biometrics and AIMA coordination
- Residence-card renewals
- Permanent-residence and nationality guidance
Important Disclaimer
Investment selection should be based on independent legal, financial and tax advice.
Superior Consulting does not guarantee investment returns, capital protection or immigration approval.
Why Choose Superior Consulting
Superior Consulting has provided immigration consulting and application-support services since 2004.
Our Portugal Golden Visa support may include:
- Preliminary eligibility assessment
- Investment-route comparison
- Source-of-funds checklist
- Family eligibility review
- Document preparation
- Coordination with our Portugal-based lawyer firm
- ARI process guidance
- Biometrics preparation
- Residence renewal planning
Contact us today to begin your
Portugal Golden Visa
Start Your Portugal Golden Visa Assessment
Send:
- Passport nationality
- Current country of residence
- Marital status
- Number and ages of dependants
- Preferred investment option
- Available investment amount
- Source of funds
- Existing European travel or residence history
Contact Superior Consulting
Superior Head Office Karachi Details:
Pakistan UAN: (021) 111-002-345
Karachi Lines: +92-21-35658107 to 09
Additional Lines: +92-21-35657361 and 35657362
Mobile: +92 334 3522967
WhatsApp: +92 334 3522967
Email: info@superior.com.pk
Dubai Office Details:
Call or WhatsApp: +971 56 171 2877
Alternative UAE contact: +971 50 947 6307
Send Us Email: info@superiorglobal.ae
Book a Professional Consultation
A 30-minute professional consultation is available for PKR 5,000. The consultation fee is adjustable against our professional service fee when you retain Superior Consulting within 30 days, subject to the applicable terms.
FREQUENTLY ASKED QUESTIONS
Important Disclaimer
Caribbean citizenship laws, investment thresholds, eligible dependants, due-diligence rules, travel access and government fees may change.
